Insights and analysis

When HUB Certification Falls Short

Texas is scaling back key supports for women- and minority-owned firms, and San Antonio has removed its 30% subcontracting goal without public discussion. This article explains what these changes mean and why small businesses must build new capacity to stay competitive.

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Small Business Finance, San Antonio Economy, Policy & Economic Shifts Lina Rugova | Emerge and Rise Small Business Finance, San Antonio Economy, Policy & Economic Shifts Lina Rugova | Emerge and Rise

SBA’s New Definition for ‘New Business’: What It Means for Buyers and Financing

A new SBA rule removes the “geography test” for acquisition loans, making it easier for small business buyers to finance deals across markets. For Texans ready to own, now’s the time to prepare with clean credit, strong plans, and the right lending relationships.

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Why Now Is the Right Time to Buy a Small Business

With thousands of Texas small business owners set to retire, 2025 and 2026 offer a rare chance to buy an established company. Our Entrepreneurship by Acquisition program helps buyers take the leap.

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Rising Costs Challenge San Antonio Small Businesses

San Antonio small businesses are facing rising costs for rent, insurance, and supplies. From cash flow gaps to higher premiums, owners are adapting with new strategies and tapping local relief programs, while policymakers weigh how to support a critical part of the city’s economy.

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